The automobile insurance industry has had to get their fangs into the technology of the future, and you can now purchase auto insurance online. For the average two-income family this truly takes the ease off their already overworked schedules and allows them to do one of their most important chores while sitting and relaxing on the computer. Even better, you can obtain online auto insurance quotes, saving the potential policyholder from having to make dozens of phone calls and spend endless hours on the phone trying to give all the information to an overworked secretary who then has to have an agent return your call with the quote. Of course, some of the sites that offer online quotes do require an agent call you with the information, but at least you haven't spent half an hour giving the information to someone before receiving the phone call back.
Every one of us has been taught the cliché that "time is money," but that is even truer today. This is the age of computers, answering machines, cell phones, and all manner of technology that is supposed to make our lives easier. Though it can be argued whether the modern technological age in which we live has really made our lives easier, purchasing and paying for auto insurance online has certainly assisted in our having a little more time for some leisure (at least for those who remember what that is). After all, this is the age of bill paying on line, so why should we be able to pay our auto insurance online as well? It wasn't very long ago that writing a check to pay a bill was the normal thing to do, but that is being replaced with the advent of debit cards and bill paying on line either with an online check or ACH (automated clearing house) transaction.
Is purchasing and paying auto insurance on line the real wave of the future? It would seem so when people have been paying credit cards, phone bills, electric bills, and in some cases even mortgage payments online for several years. You can obtain a quote on a new or used car on line, so why not online auto insurance quotes? This is, after all, the beginning of the 21st Century, and we are entering a new millennium. Certainly, not all of the changes are good, but if we want to be a part of this changing world, then we must go with the flow. There are still people who refuse to shop or pay bills over the internet due to fear of fraud, but those people will be left behind in the next ten to twenty years when the possibility exists that no paper instruments will be accepted for payment. The Armed Forces pays only by direct deposit and has for several years, so we're heading for a paperless economy. It's time for those who have not gotten on the bandwagon to purchase and pay their auto insurance online came into this century before it is so technologically advanced that they will have no choice.
The online experience should not be a difficult one, nor should one be swayed simply because they knew someone who was caught up in a fraud because wake up: the same thing can happen with a paper payment instrument, and as long as there are dishonest people in the world, it's going to happen. Unless we are able to wipe out all of the dishonesty in the world, people will always be taking a chance. Since that isn't going to happen, every one needs to stop worrying about it and simply take the necessary precautions.