21st Century is more than just an insurance company. We are here to help you, because we care about what is important to you. Please review various pages of our website which tell you more about our company, community involvement, and our concern for your safety.
For starters, you may want to know that we try to campaign for safer travel, which helps reduce all of our customer's insurance rates. This helps reduce the cost of all Arizona car insurance policies, not just ours. We work hard to keep our rates affordable to everyone, because we care about you.
In order to receive an accurate insurance quote, you should fill out the information that our website asks you for, and then you have the choice of being called by a representative or for you to let us wait for you to call us. If you prefer not to contact us via email, you can contact a 21st Century insurance representative at 1-800-211-SAVE (7283) for faster service. When you call this number, someone from our company will ask you questions about your driving record and experience, and will inquire about personal background information, such as date of birth to help identify who you are.
The insurance quote you receive from a 21st Century representative has been figured according to a number of factors. For instance a person with a clean driving record is usually offered the lowest rates. However, if your driving record is not totally spotless, we will be sure to still offer you the lowest possible 21st Century insurance rate.
Another question that a 21st Century representative will ask you is questions about habits that could affect your health and your ability to operate a motor vehicle. For example, the representative may ask if you smoke, or use any strong prescription drugs. You may also be required to submit identification such as a drivers license number for us to do a criminal background check to see if you have ever used any illegal substances.
The representatives at 21st Century are not trying to enforce the law, but they have to find out somehow how much to charge their customers for Arizona car insurance, as well as insurance in other states that 21st Century services.
The conviction of drug using will not necessarily bar you from obtaining car insurance, and neither will any type of traffic fine such as a speeding or drunk driving ticket. However, it may in most cases put you at higher risk than other 21st Century policy holders who have less points taken off their licenses (or added on in some states) for various traffic crimes.
Another factor that would influence how much you will pay for a 21st Century insurance policy would be based upon what the make, model, and year of your car would be. For example, a 2006 sports car would be more expensive to insure, because newer models of sports cars in most cases are made to have the capability to be driven faster than older models. Furthermore, it is usually said that darker colored cars may have higher insurance rates than lighter color cars, because they are harder to spot at night.
In addition to the type of car you drive, the 21st Century insurance quote that you receive will depend upon how much coverage you would like for your automobile. Some people just want liability coverage which pays for damage to another person or other vehicle, and some people prefer a comprehensive insurance which covers damage to both vehicles, regardless of who caused the accident.
If you have any further questions, or if you need to file a claim with 21st Century, feel free to contact us. A representative will be with you shortly.