Christian financial services consultants are quick to point out that Christian investors will first and foremost be counseled on the reasons that it is appropriate to invest. Simply because someone suggested it to them, or maybe because they want to have a little something stashed away in case God's blessings suddenly stop coming are most certainly the wrong reasons to invest. For this reason, Christian financial planning involves a good dose of counseling that is not just financial, but also Biblical.
Christians are usually advised that Biblically sound investing should be done with other people in mind. First and foremost are members of your own family. It is a Biblical doctrine that the head of the household needs to provide assistance to other members of the family, and doing so via investments is usually a smart choice.
Another reason to invest for a Christian is to further message of the gospel. This can be done in order to accumulate some funds to give as special offerings to the church, or to help supply the missionary outreach of a local congregation.
Christian financial services consultants are also quick to point out that not all investments are created equal. As a matter of fact, there are several stock funds that may look very attractive, but because of the industries they support, such as pornography or gambling, they really should not find their ways onto a Christian portfolio.
Of course, there is more to Christian financial planning than simply investing your hard earned money. Another reason to look at your financial planning from a Christian perspective is the ability to have a God-centered budget. Budgeting is hard for everyone, especially when there is a narrow balance between income and outgoing funds; however, Christians generally have very strong convictions with respect to tithes and offerings, and for this reason may find some additional line items in their budgets. To prevent this from causing additional strain, and also to help eager Christians to establish good giving habits that are consistent and will still permit them to meet other financial obligations, Christian financial planning focuses on the proper use of such resources.
As you can see, there is a lot more to Christian financial planning than meets the eye, and Christians everywhere are well advised to seek out the services of a reputable Christian financial planner who can help them along the way to turning convictions into practical solutions. In addition to the foregoing, such individuals will be able to help you find ways when the spirit is willing, but the financial situation may appear to be borderline hopeless.